# Debt Websites


Funding Circle

Funding Circle is a peer-to-peer lending marketplace that allows investors to lend money directly to small and medium-sized businesses. Now lent out well over £8 billion. Based in London, UK, but also serving businesses in the USA, Germany, Spain and the Netherlands.


Lending Club

Lending Club is the world’s largest peer-to-peer lending platform. It enables borrowers to obtain a loan, and investors to purchase notes backed by payments made on loans. Based in San Francisco, California, USA.


RateSetter

RateSetter is a British peer-to-peer lending company. The company has matched more than £1 billion in peer-to-peer loans and has over 1 million registered users. Based in the UK with a platform serving Australia as well.


Zopa

Zopa is the world’s oldest and Europe’s largest peer-to-peer lending service having now lent over £5 billion. Zopa peer-to-peer lending works by bringing together individuals who have money to lend, and individuals who wish to borrow money. They now have a banking licence. Based in London, UK.


Landbay is an online peer‐to‐peer (P2P) lending platform that offers investors the opportunity to invest money directly into loans to property investors. All loans are secured by first‐ranking mortgages over tenanted residential properties across England and Wales, UK


Patch of Land

Patch of Land is crowdfunding real estate through its (peer-to-peer) online marketplace offering various typologies of secured real estate debt on assets backed by first position liens and personal guarantees. They match investors and lenders seeking alternative fixed income opportunities, to borrowers seeking alternative sources of financing for their real estate investment needs. Based in California, USA.